Superannuation Funds

Early access to Superannuation for eligible Dental Treatment

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84-90 Brookman St, Kalgoorlie WA 6430

Need funds for important dental treatment?

Your superannuation may help you access dental care sooner

At Smile Dental Clinic in Kalgoorlie, we help patients access essential dental treatment through approved early release of superannuation when eligible. This option allows you to receive the dental care you need without delaying treatment due to financial pressure.

Our clinic provides gentle, high quality dental care in a calm and supportive environment, while also helping patients understand their dental payment options, including superannuation funded treatment.

We take the time to explain all dental financing pathways clearly, so you can make confident, informed decisions about your oral health without stress or uncertainty.

Frequently Asked Questions About Using Superannuation for Dental Treatment

Find clear answers to the most common questions about using superannuation to pay for dental treatment, including eligibility, approval and how early release of super can help cover the cost of essential dental care.

Can I use superannuation to pay for dentist treatments? 

Yes, in many cases you can use superannuation to pay for dental treatment.

If your dental condition is medically necessary and cannot be delayed, you may qualify for early release of superannuation on compassionate grounds to cover eligible dental costs.

Because superannuation withdrawal rules are strict, it is important to work with a dental clinic experienced in super funded dental treatment. Our team can help you understand the ATO requirements, eligibility criteria and documentation needed to apply, so you can access dental care faster with minimal stress.

Am I eligible for the early release of superannuation funds for dental treatment?

Yes, you may be eligible for early release of superannuation for dental treatment.

Australian citizens and permanent residents can apply for early access to superannuation on compassionate grounds when essential dental treatment is required and cannot be delayed.

Approval depends on meeting ATO eligibility criteria, including the medical necessity of the treatment, supporting clinical documentation, and timing requirements. Working with a dental clinic experienced in superannuation funded dental care helps ensure your application is prepared correctly, improving your chances of approval and faster access to treatment.

What if my superannuation funds are not enough to cover dental treatment costs?

If your superannuation balance does not fully cover your dental treatment, you may still have options.

In some cases, you can apply to use the superannuation of an eligible partner or family member to help fund your dental care, subject to ATO compassionate release criteria and approval.

If you have sufficient funds, your superannuation may also be used to cover dental or orthodontic treatment for eligible dependants.

Because superannuation release rules vary, working with a clinic experienced in super funded dental treatment ensures you understand your options and apply through the correct approval pathway for the fastest and most successful outcome.

How much can I withdraw from my superannuation funds to cover dental costs?

There is no fixed maximum on how much you can withdraw from your superannuation for dental treatment.

The amount you can access is based on the approved cost of your dental procedure and the medical and financial documentation submitted with your ATO compassionate release application.

Approval is assessed by the relevant authorities, not the clinic. Working with a dental practice experienced in super funded dental treatment helps ensure the correct paperwork, costings and eligibility evidence are submitted, increasing the chance of approval and speeding up the process.

What are the dental procedures that superannuation can cover?

Superannuation may be used to help pay for a wide range of medically necessary dental treatments, where the condition impacts your health, function or quality of life and meets ATO compassionate release criteria.

Super funded dental treatments may include:

  • Orthodontic treatment such as braces and bite correction
  • Dental implants and implant supported restorations
  • Root canal treatment and endodontic therapy
  • Oral and maxillofacial surgery
  • Dental crowns, bridges and major restorations
  • Extractions, dentures and advanced gum disease treatment
  • Essential general dentistry required to restore oral function and prevent further health decline

Eligibility is assessed case by case and is based on medical necessity, clinical evidence and ATO approval, not cosmetic preference.

Working with a clinic experienced in superannuation funded dental treatment ensures the correct treatment plans, costings and medical documentation are submitted, improving approval success and allowing patients to access care sooner.

Access high quality dental care without delay

Getting the right dental treatment should not be held back by cost or uncertainty. At Smile Dental Clinic in Kalgoorlie, we help patients access affordable, medically necessary dental care through options such as superannuation funded dental treatment, allowing you to receive care sooner with less financial pressure.

Getting the right dental treatment should not be held back by cost or uncertainty. At Smile Dental Clinic in Kalgoorlie, we help patients access affordable, medically necessary dental care through options such as superannuation funded dental treatment, allowing you to receive care sooner with less financial pressure.

Call +61 8 9022 7199 to find out if you qualify for dental treatment using superannuation.

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