Zip money

Zip Money: A Smarter Way to Pay for Your Dental Treatment

Zip Money gives you greater flexibility to manage larger dental expenses with dedicated interest free periods and higher credit limits. It is ideal for patients who want to proceed with treatment now and spread repayments over time without the pressure of paying everything upfront or resorting to high interest credit cards.

Smile Dental Clinic Kalgoorlie accepts both Zip Pay and Zip Money, giving patients access to two distinct products designed to suit different treatment budgets and financial preferences. Whether your treatment costs a few hundred dollars or several thousand, there is a Zip product that can work for your situation.

Why Kalgoorlie Patients Choose Zip for Dental Treatment

Higher limits for bigger treatments: Unlike Afterpay which is limited to your available Afterpay spending limit, Zip Money provides credit limits from $1,000 up to $50,000. This makes Zip Money one of the most suitable buy now pay later options for major dental procedures including implants, full mouth rehabilitation, and extensive restorative treatment plans.

Interest free period up to 24 months: Zip Money's extended interest free period means you can spread repayments across a significantly longer timeframe than most other payment platforms without paying a cent in interest, provided you make minimum monthly repayments and clear the balance within the interest free term.

Start treatment immediately: Approval through Zip is fast. Once your account is set up you can use it at Smile Dental Clinic on the same day. There is no need to delay treatment while waiting for funds or approval cycles to complete.

Works alongside your health fund: Zip is used after your private health insurance benefit has been applied, meaning you only finance your out of pocket gap rather than the full treatment cost. This maximises the value of your health cover and minimises the amount you need to borrow.

Flexible repayments: You choose how much to repay each month above the minimum, giving you full control over how quickly you clear your balance. Pay more when you can, pay the minimum when things are tighter.

Widely accepted: Zip is accepted across more than 50,000 Australian businesses. Your Zip account is not limited to dental use and can be used across retail, health, home, and services.

Dental Treatments You Can Pay for With Zip at Smile Dental Clinic Kalgoorlie

Zip Pay and Zip Money can be applied to the full range of dental treatments available at our Kalgoorlie clinic, subject to your approved credit limit.

Treatments commonly funded through Zip include:
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• Dental implants and implant supported restorations
• Full mouth rehabilitation
• Porcelain veneers and smile makeovers
• Multiple dental crowns and bridges
• Root canal treatment
• Cosmetic dental bonding
• Teeth whitening
• General check ups, cleans, and fillings
• Dentures and partial dentures
• Children's dental treatment under the CDBS gap

For treatments exceeding your Zip limit, Zip can be combined with your private health insurance benefit and other payment options available at our clinic to cover the full treatment cost. Ask our team about the best approach for your specific plan.

Zip vs Other Payment Options at Smile Dental Clinic Kalgoorlie

Zip Pay: Up to $1,000 credit limit. No interest free period beyond the statement cycle. Monthly account fee applies when a balance is held. Best suited for routine dental treatments and smaller procedures.
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Zip Money: From $1,000 up to $50,000 credit limit. Interest free period up to 24 months. Monthly account fee applies. Best suited for major dental treatments including implants, full mouth rehabilitation, and high cost cosmetic or restorative procedures.
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Afterpay: Split into four fortnightly payments. Zero interest when paid on time. No credit assessment for standard purchases. Best suited for treatments within your available Afterpay limit where you want the simplest and fastest repayment structure.
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Fund My Dental: Weekly repayments over 6 or 12 months. Access up to $5,000. Completely interest free. Best suited for patients who prefer a longer fixed weekly repayment schedule rather than a monthly minimum payment structure.
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Superannuation Access: Access your own superannuation to fund major dental treatment with no repayments required. Best suited for significant treatment costs where drawing on savings already set aside avoids creating any form of credit obligation.
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Our team at Smile Dental Clinic Kalgoorlie is happy to talk through which payment option makes the most sense for your treatment plan and budget. Call us on (08) 9022 7199 to discuss your options before booking.

We Accept All Major Health Funds Including Medibank, Bupa and HBF

Worried about dental costs? Do not be. Smile Dental Clinic is a preferred provider for Medibank, Bupa, and HBF, and works with all major Australian health funds. We also offer flexible payment options for patients without health cover. Quality dental care should be accessible to everyone in Kalgoorlie, and we mean that.

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